DEBT
January 17, 2008DEBT - something that is owed or that one is bound to pay to or perform for another (www.dictionary.com)
Sa madaling salita, "utang". Yan ang hinding hindi maiiwasan ng mga tao. Mga bagong panganak na nga lang eh may utang na. Pera or "loob" man yan, as in "utang na loob", matatawag pa rin yang DEBT.
Nakakahiya ang may mga utang or DEBT. Kapag andiyan na ang taong naniningil ng ating utang, naku kung saan saan tayo nakakapunta para lang takasan siya. Meron din namang sobrang kapal ng mukha at naglalakas loob na harapin ang katotohanan na may utang siya sabay sabing "wala pa akong pera ngayon mare pwede bang bumalik ka na lang sa ibang araw?". Hay naku, Pilipino nga naman, di nawawalan ng paraan. Hindi naman tayo magkakaroon ng problemang ganito kung alam natin ang ating ginagawa. Here are some tips from jalm para maiwasan ang
problema hatid ng mga utang.
PLAN for your FUTURE
Sa ganitong paraan, makakapaghanda tayo sa mga posibleng mangyari sa hinaharap. Makakapagprepare tayo ng ating sasabihin pag andiyan na ang taong naniningil hehehe joke. Ganito, paghandaan na natin ang mga pagkakagastusan natin in the future. Mag ipon na ngayon para di na tayo mangutang di ba?
MAGPAKATOTOO
Kung alam mo namang wala kang pangkukunan ng iyong pambayad kung sakaling naningil ang taong pinagkakautangan mo, mas mabuting wag ka na lang mangutang. Di ba wala ka pang iniisip na problema kung wala kang utang. Magpakatotoo ka dude.
In short, kung di ka sigurado sa kahihinatnan mo sa future, o kaya di ka sigurado kung san ka kukuha ng pambabayad mo, wag ka ng mangutang.
Laging tandaan: "Credit is good, but we need Cash" hehehe (jalm, 2008)
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